Another Dracula, Another Flop

This week Warner Brothers joined the Walt Disney company in attempting to transform Broadway from a venue with a whisper of hope for social relevance into one that presents works that are the intellectual equivalent of Mickey Mouse caper.

If Disney could do it with, for example, The Lion King, why couldn't Warner Brothers find a property to achieve Broadway fame and fortune with? Unfortunately, their imaginations never soared higher than redoing the Dracula legend, based on a contemporary author's odd novelistic take on it.

In order to hew to Disney's proven path to moronic megabucks, Warner hired the same songwriting team Disney did for The Lion King, Elton John and his comparatively invisible lyricist Bernie Taupin.

Fortunately, the show was a no-go from the start. The word of mouth was devastating and the reviews turned out to make the word of mouth sound brilliant.

The question is, why would anybody, given the entire world of properties to choose from or, on a wild bet, even to create an entirely original one, choose the exhausted and irrelevant legend of Dracula?

As we of say about trying to work with an idea that doesn't seem to have a life of its own, you can stand up a dead body, but you can't make it sing and dance, and, once you let go, it's bound to fall down.

Refinancing Your Home Equity Line Of Credit - What Are Your Options?

Several options are available when deciding to refinance your home equity line of credit. You can opt to refinance all your mortgages into one. Or you can rollover your line of credit into a second mortgage. Available terms and rate structures also give you flexibility in structuring your payments. Make sure that when you refinance, you find the lender with the optimal financing for your selected terms.

The Decision To Refinance All Or One

While you are refinancing your home equity line of credit, it is also a good time to revaluate your other mortgage. Depending on your original terms, you may find that you also want to include your first mortgage as part of a refi. This way your line of credit refinancing will qualify for even lower rates while saving on closing costs.

But if you have exceptionally low rates on your first mortgage, then refinance your line of credit as a second mortgage. If you are undecided on the issue, request loan estimates for both types of refinancing and let the numbers tell you which is the best option.

Refinancing is also a good time to consider cashing out part of your equity. By doing so now, you save on additional processing fees for any future loans.

Available Term Options

Once you have decided on how much you want to refinance, you will also need to select appropriate terms for you financial goals. Rates can be fixed or adjustable, which affect your payment amount.

The length of your loan can be shorten or lengthened to give you a more manageable payment. But if you do decide on a short term, you may see your rates go down. You can also structure payments for every two weeks, further reducing your loan's period.

No Lender Has The Best Deal On All Types Of Refinancing

No lender can guarantee to have the best deal on all types of refinancing, so shop around with your specific loan amount and terms. With risk free quotes, you can learn about loan costs without hurting your credit score. And with online lenders, the whole process just takes a few minutes.